Premier | Meet The Credit Score Queen
Premier | Meet The Credit Score Queen
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Meet Terrica

For many years Terrica Matthews, M.S. found that she was always highly adept at managing her money and establishing excellent credit. Having graduated with a B.A. from Louisiana State University and then from Southern University and A&M College with a Master of Science degree, Terrica moved into the Human Services profession. It was many years ago when a close friend suggested she should utilize her vast knowledge of finance that Terrica began to think about how she could give back and help others in her community and elsewhere rebuild and forge ahead in realizing their dreams.


This conversation led Terrica to her passion and purpose as a licensed and bonded credit restoration specialist. Terrica understands intimately that people from all walks of life can suddenly find themselves in a position where everything comes to a screeching halt because of bad credit. Sometimes there’s more involved than just paying off a creditor; sometimes there’s a lot of investigation, legwork, and knowledge of the credit scoring system and model that’s desperately needed. Terrica can help with this.


As the first FICO Pro (Fair Isaac & Company Professional) certified agent in the state of Louisiana, you can count on Terrica for solid and honest answers about the business and consumer credit industry.


Through her real estate brokerage, Premier Property and Consulting Group, Terrica educates her clients and the general public about the importance of  developing a positive credit and money mindset and how to build wealth through real estate.

Her community service initiative, Financially Empower Her which is a financial literacy curriculum  educates women and girls about the importance of financial literacy and being fiscally responsible.


Terrica counts it as an honor and privilege to be in a position of service and has witnessed the unlimited potential in her clients that begins to unfold once the burden of bad credit or poor financial planning is lifted from their shoulders.